Jumbo Loans in Kirkland, WA
Our Jumbo Loan Rates Are Low & Our Process is Quick & Painless
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
We’ll help you clearly see the differences between loan programs, from jumbo loans to USDA loans to reverse mortgages, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. Contact us today!
The Jumbo Loan Process
Here’s how our home loan process works:
- Complete our simple Jumbo Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why a Jumbo Loan?
There are many benefits, including:financing available up to $2.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing… and more.
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- Reduced Lender Fees
- Jumbo & Super Jumbo Loans
- Terms from 5 to 30 Years